BNPL. It sounds harmless — even helpful. Just three little letters: Buy Now, Pay Later. But behind the catchy checkout button is a growing money trap that more and more young people in the UK are falling into. The kind of trap that turns trainers into debt and brunch into bank notifications. According to a...
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Young People Take the Driver’s Seat to Improve Train Services and Unlock Jobs
In a groundbreaking move to address staffing shortages and invigorate the nation’s rail services, the UK government has announced that the minimum age for train drivers will be lowered from 20 to 18. This initiative aims to open up thousands of job and apprenticeship opportunities for young people, ensuring a more reliable railway system and...
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Zero to Credit Hero: How I Fixed My Credit Score Before 25
When I turned 21, I had no credit history—no credit cards, no loans, and no idea how credit scores worked. Fast forward to age 24, and I had a solid credit score that opened doors to better financial opportunities. Here’s how I transformed my financial standing in just a few years. Understanding the Importance of...