If you’ve ever saved money in a bank account, you might have heard about an ISA. But what exactly is an ISA, and is it really worth it for young people like you? An ISA stands for Individual Savings Account. It’s a special savings account where the government doesn’t take any tax from the interest...
Category: Finance
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50/30/20 Budget Plan: Everything you need to know
Introduction It’s a new year, which means it’s a new you. At least regarding how you deal with your money. This year, we are aiming to be smarter and more prudent with our money. The frivolous spending habits of 2024 can’t be repeated in 2025. But we can’t just have the mindset. This is because...
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Choosing the Best Teen Bank Account: A Simple Guide for 16-Year-Olds
Turning sixteen makes you start to consider money more deliberately. You can be a pocket money earner or a part-time worker. Managing your money, best comes from opening a bank account. But what kind of account you should use? If you are sixteen or older, you can open your bank account without involving a parent...
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What Happens When Your Credit Score Can Affect Your Life More Than You Realise?
You might think your credit score as just a number impacting loans or credit cards, but it influences much more of your life than you imagine. From the ability to rent an apartment to securing your dream job or even getting a phone contract, your credit score plays a role in decisions that affect your...
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Bitcoin Surges To New Highs Post-Election
Bitcoin is back in the news. It is the most well-known digital cash in the world. After the recent U.S. election, BTC’s value was almost $90,000. Investors all over the world are paying attention to this rise. Many young people in the UK are now interested in crypto and Bitcoin. It costs much more to...
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Surviving on £35 a Week: The Ultimate Student Finance Guide
Navigating the world of student finance can feel like stepping into a labyrinth. Suddenly, you must deal with tuition fees, maintenance loans, and a tight budget. A common anxiety for UK students is survival: Can you live on £35 a week? While it’s undoubtedly a challenge, it’s achievable with careful planning and resourcefulness. This guide...
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Tom Richards: The Inspiring Finance Guru Shaping A New Era
Introduction Richard’s recognition as a top finance influencer isn’t just an award, it’s a sign of change. Finance is becoming more exciting, accepting, and open to fresh ideas. Richard is proof of this change. He shows that age doesn’t matter when it comes to disrupting an industry that’s known for being cautious. But how did...
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The power of investment.
It’s not news that we are currently in an economic recession where employment is lower than it’s ever been, and financial opportunities are limited. In times like this, investment stands out as a beacon of opportunity and financial growth. It’s bigger than just financial transactions, but a way of achieving financial prosperity. Investment refers to...
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Young People and Money Management
For the most part, money management isn’t something that is taught widely in schools. But why not? Although money isn’t everything, it’s a huge part of our lives and influences most areas of our lifestyle. Most of us visualize our dream job, where we earn a certain amount and live our best lives – but...
