When is it the right time to move out? Everything you need to know

Introduction 

Moving out of your parents’ house into your own home is a big step in adulthood. It’s taken a big leap of faith, stepping out of your comfort zone and venturing into a new era of independence. However, it’s not a decision that should be taken lightly. Rather, it should be one done at the right time. But when exactly do you know when the right time is?

When is the right time?

Society has placed a lot of unrealistic standards to condition young people to believe that if you haven’t moved out by 23, then you’re doing something wrong.

Well, the truth is, there is no definitive answer. Moving out is a personal choice and something that you should do only at the time that’s best for you. So whether you’re 23 or 29, if you don’t feel ready to move out, don’t allow society, friends or family to pressure you into doing so.

Furthermore, moving out is one of those big life steps that feels very thrilling; however, it can equally be terrifying. It involves independence, freedom and creating your own space. But with that comes a huge amount of responsibilities that you may not recognise at first.

Therefore, it’s important to take into consideration a number of factors that will help you come to a decision on whether or not it is the right time for you to move out.

Let’s go through some signs and things to consider when making that choice:

1. Can you afford it comfortably?

At first glance, moving out appears to just be about paying rent and bills. But it’s so much more to it. Utilities, groceries, internet, transportation, insurance and those random costs that you don’t think of (such as toiletries, body and skin care products, cleaning supplies, or emergency repairs) are all expenses that you’re expected to pay.

A good rule of thumb to follow is that your rent should be no more than 30%-35% of your monthly income. Furthermore, it’s advised to have 3-6 months’ worth of living expenses saved up to move out. So if you find yourself struggling to make ends meet and comfortably cover all your expenses, then that’s a clear indicator that it’s not the right time for you to move out.

Question to consider

• Do I have a steady, reliable income that ensures I can meet monthly expenses?
• Do I have enough savings to put down a deposit that covers at least 2-3 months’ expenses?
• Can I cover unexpected costs on my own?

If your answer is yes to all of those questions, then you’re definitely in a good position. But if not, then you may need to reconsider.

2. Are you ready for independence?

It’s so easy to get caught up in the thrill of the independence and freedom you get from moving out. No more abiding by a curfew or sharing a space with multiple people. You get your own personal space, and you’re allowed to do whatever you please. Additionally, there are no restrictions or limitations. You really can just do whatever.

However, let’s not forget: independence comes with responsibilities. You are now in charge of taking care of everything. This ranges from making your own meals, cleaning, managing bills, handling maintenance issues, and figuring out all the legal documentation that comes with living alone. And this is down to even the littlest things that your parents do that you may not pay attention to, such as buying your own toothpaste, lightbulbs and cutlery.

Questions to consider: 

• Are you capable of creating a budget that ensures all bills and monthly payments are made on time. 
• Can you cook, clean, run and take care of a household?
• Are you emotionally prepared to go from spending time surrounded by your family to spending the majority of your time alone?

If the answer to these questions excites you, then it might be time. However, if it scares you more than anything, take it as a sign.

3. Do you have a solid plan, or are you going based on impulses?

If you are going to move out, you should do so because you have a strong desire. It’s very unwise and risky to move out based on an impulsive feeling because reality will soon hit.

Therefore, it’s important to have a solid plan to make the transition and overall process smooth and as stress-free as possible. Furthermore, your plan should cover every single detail, from where you want to live and the type of house you want to live in to having a backup plan.

Questions to consider: 

• Where do you want to live? (city, neighbourhood) 
• What type of house do you want to live in? (Flat, house) 
• Do you want to live alone, or are you interested in inviting a roommate?
• Do you plan on getting furnished places or buying your own furniture and household essentials?
• Do you have a Plan B if Plan A doesn’t go as expected? 

By thinking through these questions, you’ll get the answer needed to determine whether it’s the right time to move out.

4. Has living at home become too much for you?

The three points above have mainly covered the financial aspect of living alone. However, that isn’t the only factor to consider; your mental and emotional wellbeing matters just as much. If your current living situation and home life are too restrictive, emotionally draining and challenging for you, then it may be time for a new environment.

Questions to consider:

• Do you feel overstimulated and restricted at home?
• Are you lacking your privacy or personal space?
• Do you find yourself constantly getting into petty fights and arguments with your family members?
• Do you think you have outgrown your current environment?

Your peace of mind is just as important as your finances. It’s important to consider both aspects when deciding whether to move out.

Conclusion 

There’s not a set time to move out. If you’re feeling a bit nervous and anxious, understand these are normal feelings. You’re taking a big life step, which typically generates feelings of excitement and fear. But how you know it’s the right time for you is by listening to your head (practical readiness) and your heart (emotional readiness).

Ensure that you’re financially stable, emotionally prepared, capable of handling big responsibilities and independence, and you have a genuine desire to move out.

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