Introduction:In 2025, Generation Z is redefining consumerism in the UK. Far from being passive shoppers, they’re curating their identities through intentional spending, blending financial savvy with personal values. This shift isn’t just about purchases—it’s about purpose. Digital Natives with a Purpose:Raised in the digital age, Gen Z seamlessly integrates technology into their shopping habits. Platforms...
When I turned 21, I had no credit history—no credit cards, no loans, and no idea how credit scores worked. Fast forward to age 24, and I had a solid credit score that opened doors to better financial opportunities. Here’s how I transformed my financial standing in just a few years. Understanding the Importance of...
When markets crash, stock prices fall very quickly. This makes people worry and panic. They sell shares to avoid losing more money. A crash can happen for different reasons. It could be because of global events like trade problems or major economic issues like inflation. Many companies lose value when this happens, and people feel...
Introduction Graduation season is fast approaching, and with that the end of an era comes to an end. We are finishing school, and entering into the big bad workforce. With that comes a multitude of responsibilities, including repaying back student loans. When paying back your student loans, the one thing you don’t want to fall...
ISAs (Individual Savings Accounts) are a popular way to save and invest money in the UK. They allow you to earn interest, dividends, or capital gains without paying tax on them. There are different types of ISAs, like Cash ISAs, Stocks and Shares ISAs, and Lifetime ISAs. But are ISAs really a smart way to...
Have you ever wondered why, even with a job, young people in the UK still feel broke? You’re not alone if you’ve got a job but struggle to make ends meet. Many young people in the UK are facing this problem. The reason is simple: living costs have increased significantly, and wages haven’t kept up. ...
If you’ve ever saved money in a bank account, you might have heard about an ISA. But what exactly is an ISA, and is it really worth it for young people like you? An ISA stands for Individual Savings Account. It’s a special savings account where the government doesn’t take any tax from the interest...
Introduction It’s a new year, which means it’s a new you. At least regarding how you deal with your money. This year, we are aiming to be smarter and more prudent with our money. The frivolous spending habits of 2024 can’t be repeated in 2025. But we can’t just have the mindset. This is because...
Turning sixteen makes you start to consider money more deliberately. You can be a pocket money earner or a part-time worker. Managing your money, best comes from opening a bank account. But what kind of account you should use? If you are sixteen or older, you can open your bank account without involving a parent...
You might think your credit score as just a number impacting loans or credit cards, but it influences much more of your life than you imagine. From the ability to rent an apartment to securing your dream job or even getting a phone contract, your credit score plays a role in decisions that affect your...
